UK merchant services, done properly

Smarter payments for growing UK businesses

Card machines, EPOS, online checkout, funding and specialist banking — all from one partner, with transparent rates, fast settlements and a UK team that actually answers the phone.

  • Next-day settlement
  • PCI-DSS secure
  • UK-based support
Our services

One partner, every payment need

From your first card machine to merchant funding and high-risk banking — we cover the lot.

Why Optimise

The payments partner that's actually on your side

We're an Independent Sales Organisation, which means we're not tied to a single bank. We shop the market for you, set you up properly and stay close as you grow.

  • No jargon, no hidden fees
  • Rate reviews to keep you competitive
  • Real people, based in the UK

Faster settlements

Keep your cash flow healthy with next-day settlement available — your money, sooner.

Transparent, competitive rates

Clear pricing with no hidden charges and a rate review that keeps you on the best deal as you grow.

Dedicated UK support

A real, UK-based team that knows your account — reachable when you need them, not a call-centre script.

Simple switching

We handle the heavy lifting of moving providers, so going live is quick, smooth and jargon-free.

Secure by default

PCI-DSS compliant processing and built-in fraud protection keep you and your customers safe.

Built to scale

From your first terminal to multi-site and online — one partner that grows with the business.

Let's talk about your payments

Tell us how you take payments today and we'll show you a smarter, better-value way — with no jargon and no obligation.